Why do i have to sign up for credit karma?

[rick8]

can i bypass credit karma offer?

[Cass0317]

Did you choose to have your fees deducted from your refund? If so, your remaining federal and entire state refund (minus any fees you agreed to pay to TurboTax) will be deposited to your Credit Karma Money Spend account when the IRS distributes your refund (usually within 21 days from IRS acceptance).

If you would like to remove this option, please see the TurboTax FAQ below for instructions:

• How do I remove Pay With My Refund fees in TurboTax Online and change my payment method?
• What is Refund Processing Service?