If filing MFJ and only one has W2 income and no retirement plan, can both take IRA contributions deduction or just wage earner?

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If filing MFJ and only one has W2 income and no retirement plan, can both take IRA contributions deduction or just wage earner?

Yes, If you want to make an IRA contribution for your non-working spouse, you can. These are the guidelines:

Have a job with eligible wages, salaries, tips, commissions, nontaxable combat pay, and income from self-employment.
File a joint income-tax return with your spouse
It must be greater than the total spousal IRA contribution plus your own IRA contribution.

Please see IRA Contribution Limits for additional details.

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