srfrgyrl
New Member

Incorrect 1099-SA Distribution Code

I used my personal credit card to pay for HSA-eligible medical expenses, since I did not have my HSA debit card with me at the time. I transferred the amount from my HSA to personal account to pay myself. I have receipts for everything, but my bank filled out the 1099-SA with a "prohibited transaction - 5" distribution code and is refusing to send me a corrected "normal distribution", saying I should have used the debit card.  They are also not allowing me to return money into the account since they say 2023 tax year passed. How do I fill out the section for TurboTax? Can I use "normal" distribution code even though it does not match the 1099-SA? Thanks in advance.