I elected to rent the condo using a management company that contracts with the HOA. I am not required to rent the unit as an owner, nor am I required to use the company associated with the HOA to rent or lease the property.
I think you are confused by the "provide substantial services that are directly beneficial to the tenant". That does not mean that you personally have to change linens, clean the bathroom, etc. If you paid a management company to provide these services, then *you* *personally* provided those services - even though it was through a third party.
