Get your taxes done using TurboTax

@lindyk Actually---you are awesome for coming back to the user forum to tell us that you got it figured out and for acknowledging your misunderstanding of the rules.   All too often, we have users who "dig in" and will not accept the idea that they are mistaken, and will never admit to being incorrect.  Thank you for posting!

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**